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ZeroScam
ZeroScam
2026 ← current20242025

Last reviewed: 2026-03-16

Scams 2026 — New Scam Alerts, Reports & Active Fraud Trends

2026 scams build on 2024-2025 patterns with new AI-enabled vectors. IRS Dirty Dozen 2026 warns that scammers now use AI voice clones and QR codes. FBI IC3 issued multiple PSAs in early 2026 covering permit fee fraud and ongoing government impersonation. FTC January 2026 consumer alert on tax refund phishing is the most recent documented scam.

2026 scam statistics

FBI IC3 2024 total losses

$16.6B

FBI IC3 2024 Annual Report

Phishing complaints 2024

193,407

FBI IC3 2024 — #1 crime by volume

Investment fraud losses 2024

$6.57B

FBI IC3 2024

Elder fraud losses 2024

$4.88B

FBI IC3 2024

Key scam developments in 2026

IRS Dirty Dozen 2026 — AI voice clones and QR codes

IRS Dirty Dozen 2026 #1: scammers now use AI-generated voice messages and QR codes in IRS impersonation emails. Clicking links may install ransomware. IRS reported 600+ social media impersonators in fiscal 2025.

Source: irs.gov/newsroom/dirty-dozen-tax-scams-for-2026

FBI IC3 PSA March 2026 — Permit fee fraud

New scam documented by FBI IC3 in March 2026: criminals access public permit databases to identify active permit applicants and send fake fee invoices with real permit numbers and property addresses.

Source: ic3.gov/PSA/2026/PSA260309

FTC January 2026 — Tax refund phishing surge

FTC issued a specific January 2026 consumer alert about 'Tax Refund Payment' email scams claiming the IRS has processed refunds. The IRS never initiates contact by email.

Source: consumer.ftc.gov/consumer-alerts/2026/01

FCC August 2025 — Tariff scam variant (still active)

New delivery phishing variant exploiting consumer confusion about new de minimis tariff rules (effective August 2025). Emails claim packages are stuck in customs and require tariff payment.

Source: fcc.gov/how-identify-and-avoid-package-delivery-scams

Active scam numbers and patterns in 2026

Active scam email subjects in 2026

Active scam domains in 2026

Official 2026 scam reports

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Frequently asked questions

What are the top scams in 2026?

2026 scams build on 2024-2025 patterns with new AI-enabled vectors. IRS Dirty Dozen 2026 warns that scammers now use AI voice clones and QR codes. FBI IC3 issued multiple PSAs in early 2026 covering permit fee fraud and ongoing government impersonation. FTC January 2026 consumer alert on tax refund phishing is the most recent documented scam.

How much money did scammers steal in 2026?

FBI IC3 2024 total losses: $16.6B (FBI IC3 2024 Annual Report). Phishing complaints 2024: 193,407 (FBI IC3 2024 — #1 crime by volume). Investment fraud losses 2024: $6.57B (FBI IC3 2024). Elder fraud losses 2024: $4.88B (FBI IC3 2024)

Where do I report a scam in 2026?

Report to FTC at reportfraud.ftc.gov, FBI IC3 at ic3.gov, and the relevant agency (IRS phishing: [email protected]; SSA: oig.ssa.gov; bank fraud: CFPB consumerfinance.gov/complaint).

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