Last reviewed: 2026-03-16
Scams 2026 — New Scam Alerts, Reports & Active Fraud Trends
2026 scams build on 2024-2025 patterns with new AI-enabled vectors. IRS Dirty Dozen 2026 warns that scammers now use AI voice clones and QR codes. FBI IC3 issued multiple PSAs in early 2026 covering permit fee fraud and ongoing government impersonation. FTC January 2026 consumer alert on tax refund phishing is the most recent documented scam.
2026 scam statistics
FBI IC3 2024 total losses
$16.6B
FBI IC3 2024 Annual Report
Phishing complaints 2024
193,407
FBI IC3 2024 — #1 crime by volume
Investment fraud losses 2024
$6.57B
FBI IC3 2024
Elder fraud losses 2024
$4.88B
FBI IC3 2024
Key scam developments in 2026
IRS Dirty Dozen 2026 — AI voice clones and QR codes
IRS Dirty Dozen 2026 #1: scammers now use AI-generated voice messages and QR codes in IRS impersonation emails. Clicking links may install ransomware. IRS reported 600+ social media impersonators in fiscal 2025.
Source: irs.gov/newsroom/dirty-dozen-tax-scams-for-2026
FBI IC3 PSA March 2026 — Permit fee fraud
New scam documented by FBI IC3 in March 2026: criminals access public permit databases to identify active permit applicants and send fake fee invoices with real permit numbers and property addresses.
Source: ic3.gov/PSA/2026/PSA260309
FTC January 2026 — Tax refund phishing surge
FTC issued a specific January 2026 consumer alert about 'Tax Refund Payment' email scams claiming the IRS has processed refunds. The IRS never initiates contact by email.
Source: consumer.ftc.gov/consumer-alerts/2026/01
FCC August 2025 — Tariff scam variant (still active)
New delivery phishing variant exploiting consumer confusion about new de minimis tariff rules (effective August 2025). Emails claim packages are stuck in customs and require tariff payment.
Source: fcc.gov/how-identify-and-avoid-package-delivery-scams
Active scam numbers and patterns in 2026
AI Voice Clone Scam (2025-2026)
PATTERN · ai-voice-clone · last active 2026-03
Cryptocurrency Investment Fraud (Pig Butchering)
PATTERN · crypto-investment · last active 2026-03
Business Email Compromise (BEC) Scam
PATTERN · bec-fraud · last active 2026-03
Gold Bar / Cash Courier Scam
PATTERN · government-impersonation · last active 2026-03
Cryptocurrency ATM Fraud
PATTERN · crypto-investment · last active 2026-03
(878) 877-1402
NUMBER · bank-impersonation · last active 2026-01
(202) 810-9204
NUMBER · irs-impersonation · last active 2026-03
Area Code 876 Scam Calls
AREA-CODE · lottery-impersonation · last active 2026-03
Area Code 202 Scam Calls
AREA-CODE · irs-impersonation · last active 2026-03
IRS Robocall Scam
PATTERN · irs-impersonation · last active 2026-03
Active scam email subjects in 2026
"New Client Inquiry" Spear Phishing Email (Tax Professionals)
New client inquiry — tax return assistance needed
Senior U.S. Official Impersonation Email/Text Scam
Message from [Senior Official Name] — urgent matter
"Alert: Social Security Account Issues Detected" Scam Email
Alert: Social Security Account Issues Detected
"Tax Refund Payment" Email Scam
Tax Refund Payment
"Action Required: Verify Your IRS Account" Email Scam
Action Required: Verify your IRS account
"Your Account Has Been Temporarily Suspended" Bank Email Scam
Your account has been temporarily suspended
Fake City Permit Fee Email Scam
Action required: outstanding fee for permit application #[number]
"Claim Benefits!" SSA Phishing Email
Claim Benefits!
Active scam domains in 2026
Official 2026 scam reports
People also search for
Frequently asked questions
What are the top scams in 2026?▼
2026 scams build on 2024-2025 patterns with new AI-enabled vectors. IRS Dirty Dozen 2026 warns that scammers now use AI voice clones and QR codes. FBI IC3 issued multiple PSAs in early 2026 covering permit fee fraud and ongoing government impersonation. FTC January 2026 consumer alert on tax refund phishing is the most recent documented scam.
How much money did scammers steal in 2026?▼
FBI IC3 2024 total losses: $16.6B (FBI IC3 2024 Annual Report). Phishing complaints 2024: 193,407 (FBI IC3 2024 — #1 crime by volume). Investment fraud losses 2024: $6.57B (FBI IC3 2024). Elder fraud losses 2024: $4.88B (FBI IC3 2024)
Where do I report a scam in 2026?▼
Report to FTC at reportfraud.ftc.gov, FBI IC3 at ic3.gov, and the relevant agency (IRS phishing: [email protected]; SSA: oig.ssa.gov; bank fraud: CFPB consumerfinance.gov/complaint).
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