Medicare Impersonation Scam Call
Medicare scam calls target adults 65+ with fake offers of new cards, genetic testing, or updated benefits. The FCC has a dedicated consumer guide for Medicare phone scams. In 2026, AI voice cloning is now being used to impersonate Medicare administrators and pharmacists.
Reports
Part of $4.88B elder fraud (FBI IC3 2024)
First documented
2018
Last active
2026-03
⚠ This page documents a reported scam pattern for educational purposes. It is not a factual determination about any specific caller or number. Sources are cited for all statistics and claims. ZeroScam is not affiliated with the FTC, FBI, or FCC.
What the scam says
Classic variant: 'Medicare is issuing new cards. We need your Medicare number to process yours.' AI 2026 variant: A voice that sounds like your pharmacist or Medicare representative calls claiming a billing error is holding up a prescription and needs your Medicare number and SSN to resolve it immediately.
5 red flags
Medicare will never call you unless you called them first
Medicare cards do not expire — any claim they need to be replaced is false
FCC has a dedicated consumer alert specifically about Medicare phone scams
In 2026, AI voice cloning is used to impersonate familiar medical voices (FCC alert)
Adults 60+ reported $4.88B in losses to scams in 2024 — highest of any age group
What to do
Hang up — call 1-800-MEDICARE (1-800-633-4227) directly if you have a concern
Never give your Medicare number to anyone who called you
Report to HHS OIG at 1-800-HHS-TIPS (1-800-447-8477) or oig.hhs.gov
Report to FTC at reportfraud.ftc.gov
Report this scam
Source
FCC fcc.gov — Older Americans and Medicare Call Scams; HHS OIG; FTC 2024 elder fraud data
https://www.fcc.gov/older-americans-and-medicare-scams ↗Specific scam messages in this pattern
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Frequently asked questions
What is the Medicare Impersonation Scam Call?▼
Medicare scam calls target adults 65+ with fake offers of new cards, genetic testing, or updated benefits. The FCC has a dedicated consumer guide for Medicare phone scams. In 2026, AI voice cloning is now being used to impersonate Medicare administrators and pharmacists.
How do I recognize a Medicare Impersonation Scam Call?▼
Red flags: Medicare will never call you unless you called them first; Medicare cards do not expire — any claim they need to be replaced is false; FCC has a dedicated consumer alert specifically about Medicare phone scams.
What should I do if I receive a Medicare Impersonation Scam Call?▼
Hang up — call 1-800-MEDICARE (1-800-633-4227) directly if you have a concern Never give your Medicare number to anyone who called you Report to HHS OIG at 1-800-HHS-TIPS (1-800-447-8477) or oig.hhs.gov
How common is the Medicare Impersonation Scam Call?▼
Part of $4.88B elder fraud (FBI IC3 2024). First documented: 2018. Source: FCC fcc.gov — Older Americans and Medicare Call Scams; HHS OIG; FTC 2024 elder fraud data.
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Check your message →Source: FCC fcc.gov — Older Americans and Medicare Call Scams; HHS OIG; FTC 2024 elder fraud data
First documented: 2018 · Last active: 2026-03
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