Area Code 345 Scam Calls
Area code 345 routes to the Cayman Islands. FTC and FCC consumer guides document it in one-ring scam warnings. Added to active scam watch lists in 2025.
Reports
FTC/FCC documented (Cayman Islands)
First documented
2018
Last active
2026-01
⚠ Area codes cannot identify individual scammers. Not all calls from this area code are fraudulent. This page documents patterns reported to the FTC and FCC for educational purposes only.
What the scam says
Phone rings once from a 345 number and disconnects. Callbacks connect to premium-rate Cayman Islands lines. Some variants claim to be from a financial institution — plausible given the Cayman Islands' banking reputation.
3 red flags
345 is the Cayman Islands — international rates apply for callbacks
Financial institution impersonation variant uses Cayman Islands banking reputation as cover
Added to 2025 consumer watch list by FTC/FCC-citing security advisories
What to do
Do not return calls to 345 numbers you do not recognize
Contact your carrier to block international calls if not needed
Report to FCC at consumercomplaints.fcc.gov
Report this scam
Source
FTC consumer.ftc.gov; Cheapism 2025 — 21 area codes warning list citing FCC and FTC alerts
https://consumer.ftc.gov/articles/one-ring-phone-scam ↗Related scam numbers
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Frequently asked questions
Is area code 345 a scam?▼
Area code 345 routes to the Cayman Islands. FTC and FCC consumer guides document it in one-ring scam warnings. Added to active scam watch lists in 2025.
Why is a 345 number calling me?▼
Phone rings once from a 345 number and disconnects. Callbacks connect to premium-rate Cayman Islands lines. Some variants claim to be from a financial institution — plausible given the Cayman Islands' banking reputation.
Should I call back a 345 number?▼
Do not return calls to 345 numbers you do not recognize Contact your carrier to block international calls if not needed
What country or region is area code 345?▼
Area code 345 routes to the Cayman Islands.
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Check your message →Source: FTC consumer.ftc.gov; Cheapism 2025 — 21 area codes warning list citing FCC and FTC alerts
First documented: 2018 · Last active: 2026-01
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