Venmo "Payment Received – Accept Here" Text Scam
Venmo payment from unknown sender — dispute call enables bank access scam
Venmo: Sarah has sent you $425.00. Accept payment: venmo-payment-accept.com
SMS
Confirmed scam
Venmo's social feed feature means unexpected payment requests can seem like they came from contacts.
Typical victim loss: $100–$2,000
FTC Consumer Sentinel 2024 — payment app impersonation median $1,760
First seen
Aug 2024
Category
Financial
Attack vector
SMS
Trigger
Curiosity
3 red flags in this message
Fake claim link
Venmo payments are accepted in the Venmo app, never via SMS link.
Generic sender name
Sarah, Mike — common names designed to seem familiar.
Fake domain
venmo-payment-accept.com is not Venmo.
What happens if you click
Venmo credentials stolen on fake accept page.
Balance and linked bank account exposed and drained.
Other versions of this message
Scammers rotate wording to bypass spam filters. All variations lead to the same outcome.
Venmo: You received a payment of $275. Claim it here.
Venmo: Pending $350 for you from Mike. Confirm to release: venmo-claim.net
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Frequently asked questions
Does Venmo notify you of received payments via SMS with a link?+
Venmo sends email or push notifications to the app. SMS links to 'accept' payments are always scams.
How do I claim a real Venmo payment?+
Open the Venmo app. Incoming payments appear automatically in your balance. No link clicking required.
What's at risk if I enter my Venmo credentials on the fake page?+
Your Venmo balance, any linked bank accounts, and your Venmo transaction history.
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Check your message →First documented: August 2024
Source: FTC Consumer Sentinel 2024 — payment app impersonation median $1,760
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