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ZeroScam
ZeroScam
SCAM💬 SMS · smishingVery High risk

"Rental Deposit via Zelle – Landlord Out of State" Scam Warning

Rental listing deposit scam — below-market listing collects deposit before showing

Hi! I saw your inquiry about my 2BR listing. Great news — it's still available! To hold it, I need first month's rent + $800 deposit via Zelle. I'm out of state but can send keys after. Interested?

SMS

Confirmed scam

Scammers repost real listings from legitimate sites at below-market rates to generate rapid inquiries.

💸

Typical victim loss: $1,000–$5,000

FTC Data Spotlight December 2025 — rental fraud $65M total; median ~$1,500/victim

First seen

Sep 2024

Category

Real Estate

Attack vector

SMS

Trigger

Investigation

4 red flags in this message

1

Out-of-state landlord

A classic setup for never being able to show the unit or be held accountable.

2

Zelle / CashApp deposit before viewing

Never send money for a rental without viewing in person and signing a lease in person.

3

Keys via FedEx after payment

No legitimate landlord sends keys without a lease signing and verification. This excuse prevents in-person interaction.

4

Urgency: 'many inquiries'

Manufactured competition to prevent you from taking time to verify.

What happens if you click

$65M in rental scam losses reported to FTC in 2025 alone.

Victims often lose first month + deposit ($1,500–$4,000) with no recourse.

Some scams operate with real stolen listing photos from Zillow/Craigslist.

Other versions of this message

Scammers rotate wording to bypass spam filters. All variations lead to the same outcome.

The apartment is available. Due to my job relocation, I'm handling everything remotely. Send deposit via Zelle to secure it.

Rental still available. Many inquiries. To hold, $1,500 deposit via cash app. I'll send the lease and keys via FedEx.

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People also search for

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Frequently asked questions

How do rental listing scams get legitimate-looking photos?+

Scammers steal photos and descriptions from real listings on Zillow, Craigslist, or Apartments.com and re-post them at below-market prices. Always reverse image search the listing photos.

What is the safest way to pay a rental deposit?+

In person, by check or money order, after signing a lease and having done a walkthrough of the actual unit. Never via Zelle, CashApp, Venmo, or wire transfer — these are irreversible.

How do I verify a landlord is legitimate?+

Look up the property's ownership records at your county assessor's website. The owner's name should match the person contacting you. If they can't meet you at the property in person, that's a red flag.

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First documented: September 2024

Source: FTC Data Spotlight December 2025 — rental fraud $65M total; median ~$1,500/victim

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